Mortgage Broker Singapore
“When you fail to plan, you plan to fail”. As the leading mortgage brokering firm in Singapore, let us will assist you in finding the most suitable mortgage by comparing mortgage packages across all major banks in Singapore. By engaging us, you don’t have to waste your time to personally visit or call banks/ financial institutions to ask for their mortgage rates. There are many factors to consider such as lock-in periods, pre-payment penalties, claw-back clause, Sibor SOR rate changes etc, which may leave a home-seeker confused with which package best suits their needs. MortgageSENSE makes it simple for our clients by breaking down this information so that our clients can make a better decision. Clients can choose the lowest mortgage rate available in the market. The best part – our services are FREE. This is due to the referral arrangement we have with the banks.
Our Mortgage Brokering Advisory (FREE):
Approval In Principal
Approval in Principal (AIP) is the process of getting your home loan approved before you make your property purchase. The processing bank or financial institution will go through your credit bureau record, financial liabilities and payment pattern to ensure that they can support your loan amount before you make your purchase. This ensures that you are not trapped in a situation where you have paid the 1% option fee for your property but the loan amount is not approved. AIP, which usually lasts for 2 weeks, gives you a peace of mind.
Existing Mortgage Loan Analysis
If you are wondering, “What is the lowest mortgage rate now?”, “Which bank is offering the lowest home loan rate?”, “Is this the best mortgage rate that my existing bank can offer me?” Let our professional mortgage brokers clear your doubts. At MortgageSENSE, we can help you analyse your existing mortgage loan to ensure that your mortgage rate stay competitive with the market. Moreover, we don’t charge you for it. We just want you to be another happy client of our company
Financing of HDB/Private Properties
With more than 10 banks and financial institutions, and over 100 mortgage loans to choose from, it can sometimes be an uphill task to find one that suits your needs best. Choosing the right mortgage loan can save you hundreds or even thousands of dollars yearly. At MortgageSENSE, our mortgage brokers compare home loan packages in Singapore and help our clients find the most suitable home loan for them.
Refinancing of HDB/Private Properties
Current mortgage rates in today’s market are below 2%, regardless if it’s a fixed or floating rate, Sibor or SOR (Click on our home page to see the latest mortgage rate). If you are paying more than 2%, it is time to refinance your home loan as it can help you save. At MortgageSENSE, we provide you with the details on how much you can save if you are doing a refinancing. If you are not satisfied with the savings, allow us to continue hunting for the best mortgage rates for you which best suits your needs.
We also broker for Commercial Loans in Singapore
At MortgageSENSE, we understand that when your operating cost decreases, your profit increases. Therefore, we strive to bring the best commercial loan available for your business to maximise your savings. Contact us today to find out which banks/ financial institutions provide the most competitive rate in the market.
Not forgetting to broker the best Mortgage Protection deal for you
We understand that it is one’s basic needs to have a shelter over one’s head. That is where an insurance comes in handy. Engage us today to find out how we can help to protect your home.